Course Description
Invest in your future by taking this course. Money management is a strategy that will put you financially ahead in life. Learn strategies that will show you how to budget, save, and invest your money. Learn all about investing by playing the stock market game. This course will help you to answer the question we all ask when leaving home - Can I Make It On My Own? Remember, to have and keep money you need to know how to manage it! Don't let your money manage you, instead, be the financial manager of your future wealth. Don’t look back later in life with regret because you didn’t know how to do something positive with your money.
Core Curriculum Content Standards
Business, Computer and Information Technology (2012)
Career Management
GRADES 9 - 12
- Analyze personal characteristics, talents, skills, abilities and career assessment results as related to career pathways, clusters, or occupations.Reference Career Education and Work 13.1.11.A - B(15.2.12.A)
- Analyze a specific occupation within a career cluster.(15.2.12.B)
- Analyze and compare global employment opportunities relative to career interests, including but not limited to, the country’s culture, legitimacy of a global business, prospective employers, and social network/virtual identity.(15.2.12.C)
- Analyze job tasks and responsibilities when working in a virtual versus a traditional work environment.(15.2.12.D)
Finance and Economics
GRADES 9 - 12
- Evaluate the impact of internal and external influences on financial decisions.(15.6.12.A)
- Analyze financial decisions for major purchasing events occurring at different stages in life, systematically considering alternatives and consequences.(15.6.12.B)
- Reference Career Education and Work 13.3.11.D(15.6.12.C)
- Identify strategies for personal financial management.(15.6.12.G)
- Evaluate payment methods for major purchases.(15.6.12.H)
- Analyze the total cost of a major purchase loan agreement using fixed and variable interest rates, calculated over time.(15.6.12.J)
- Analyze the impact of a positive or negative credit history.(15.6.12.K)
- Research major consumer credit laws and their impact on individuals in debt.(15.6.12.L)
- Assess the impact of identity theft; develop a plan for correcting a negative credit report.(15.6.12.M)
- Compare and contrast various suppliers of insurance products and develop criteria to evaluate individual insurance needs.(15.6.12.N)
- Develop financial investment plans to accommodate various economic and personal scenarios.(15.6.12.P)
Units
Unit #1 - Decision and Goal Making Skills
Unit #2 - Banking
Unit #3 - Budgeting
Unit #4 - Understanding Credit Cards
Unit #5 - Credit Reports and Scores
Unit #6 - Identity Theft
Unit #7 - Big Purchases
Unit #8 - Career Research Project
